DTI Question - Taxes and Insurance

[Markus Atkins]

Hi all,

I had a question regarding DTI. If I pay the property taxes and insurance myself on all my properties rather than escrowing them, will that lower my debt to income ratio? This is to the tune of $1,200 a month and could make a huge difference when I go to buy my next few properties in terms of how much I would qualify for.

Thanks!