Tenant with high "resident score" but large write offs?

[Dorys Prentice]

I have a family applying for my rental and I just received their credit information.  The husband has a 711 "resident score" from Transunion, but he has 4 collections, mostly credit cards, 2 as recent as 7/2021 and 2 from 2019.  He also has what I see as very large write offs:

PRL - Profit and loss write-off for $51,491.00 from 3/31/2020

PRL - Profit and loss write-off for $43,777.00 from 1/31/2020 

The wife has several 90, 60 and 30 past due on credit cards, as well as, the above PRLs.  Her resident score is 608.

How can Smartmove recommend these folks as low risk or am I missing something and how can their score be so high with the recent collections and write offs.?