Death Benefit - Roth Rollover or Real Estate?

[Cyrus O.]

Hello everyone. My father passed away recently and left a pre-tax death benefit that allows me to either take a lump sum of cash which I would use towards real estate or I can do a direct rollover into my Roth. It's tempting to have the safety net of rolling all that cash over into a Roth. My calculations brought me to about $5M if I roll that money over and do my maxed out annual contributions by the time I'm 59. I am currently 25. On the other hand, I have acquired my first two rental properties in the last month and don't see myself stopping anytime soon. If all things go smoothly I know that this would be a much more lucrative path in the short and long term. However, I am definitely a novice in this space and know I will hit some ruts along the way. I do have the option to roll over a partial sum and cash out the rest. I am leaning toward rolling over 60-70%  (arbitrary number, no true rhyme or reason to it) and keeping the rest to be prepared for future properties. Thanks in advance for any input on the matter!