Parking 100k in HELOC better than parking in savings?

[Peter Morgan]

I hold a 30y conventional mortgage and 100k in checking account.i have been going through a lot about velocity banking these days and trying to understand it conceptually.Would it make moresense to park 100k in HELOC instead of non interest bearing checking account?

[Allan Smith]

A HELOC does not pay you interest. It is a line of credit. Like a big credit card.