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Updated almost 5 years ago on . Most recent reply

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Joshua Mayworm
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Employer 401k contribution Traditional or Roth

Joshua Mayworm
Posted

Hello Friends,

I'm new to BiggerPockets. I've been listening to the Podcasts for about 6 months. I just finished the book How to Invest in Real Estate by Josh and Brandon.

Along with countless other classics!

I've finally decided to sign up and download the app. I've really been enjoying the recent posts.

I'll cut to it.

By reading the title, You can already address what my question is. My employer offers a 6% match to my 401k. I understand both Traditional and Roth.

Specifically, my question is, I've been contributing 3% and 3% each to Traditional and Roth, allowing them to grow together in the same account.

Is this okay?

Does this muddy the waters when retirement age comes?

Should I pick one or the other?

Thanks,

Joshua

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