Down payment funding for investment

[Tyler Mace]

Hey all, 

So I am in the market for a multifamily in Albuquerque NM, and just this week went to view a four-plex in my price range.  While there I met with the owner and he offered me another 4plex as well so now we are talking about purchasing 8 units.  These properties definitely need some work but after crunching the numbers they still cashflow.  My loan officer tells me that I need to pay 25% down on any property that is not single family that I do not intend to live in, so this puts me in a bind.  I have enough for either one of these properties but not both.  Does anyone have any creative ideas that would allow me to close on both properties? 

I can not use hard money in conjunction with this loan

I have talked to my realtor about purchasing the more expensive one as it cashflows better and trying owner finance for the second.  

If I had a partner in the deal would I be able to get a higher loan amount and purchase both properties with one loan?  (but this would still be complicated by the down payment)

Any help is much appreciated as I have been racking my brain on how to make this work. 

Thank you!