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Updated over 5 years ago,
How to Calculate Debt to Income Ratio with Rental Property
I have a rental property which nets only $200/month when factoring loan and property taxes. How would I calculate my debt to income ratio?
Option A
DTI = (Mortgage + Car Loan) / (Wages from Job + $200 from Rental)
Option B
DTI = (Mortgage + Car Loan + Rental Property Loan) / (Wages from Job + Rental Property Income)