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Updated over 5 years ago,

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15
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0
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Sean DeRue
  • New to Real Estate
0
Votes |
15
Posts

Credit Score Building Help?

Sean DeRue
  • New to Real Estate
Posted

At the start of my RE career, and it's time I start earning credit...

I've only ever used my checking account for my transactions, so I currently don't have ANY credit.

My checking has about $1500, and I am earning 550 a week during this summer.

I have a lot in savings, but I was declined from Discover It Secured card. I'm waiting for the letter as to why, but I intend to fix them and reapply.

I need to start building credit ASAP so I can house hack soon, but I don't know if I should apply for a different secured card (which no other that I've found offer rewards or cash back), or if I should wait and reapply for Discover... Or do both?

Any suggestions on how to build credit from nothing? Or why I got declined?

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