Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Personal Finance
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 5 years ago,

User Stats

763
Posts
499
Votes
Karl McGarvey
  • Real Estate Agent
  • Houston, TX
499
Votes |
763
Posts

Slowing/Stopping Roth/Stock Investments

Karl McGarvey
  • Real Estate Agent
  • Houston, TX
Posted

Hey yall!

Was doing a little thinking today, and wanted to solicit some advice/discussion.

Currently, my wife and I put $17,000 into Roth/Mutual Funds for Retirement a year(also do matched 401K contributions but I refuse to give up matching), Because the stock market is at record highs AGAIN, I am debating discontinuing these contributions for the next year or two which could easily turn into another investment downpayment. Thought process being that if the market corrects I will have the cash on hand, untouched, and can turn it into a guaranteed property in 1-2yrs. Then, if/when the market dips again, I will begin the contributions again. Wanted to gather some input because obviously upfront it sounds like a good idea, but there are ALOT of you on here smarter than me. Just thinking of ways to maximize our money while we are young an can afford to take a few risks.

All comments welcome! Would love for this to turn into a great discussion to learn from.

Loading replies...