What type of loan should I get first so I can get more later?

[John McAllister]

I am trying for a loan hack........................

I want to buy my first investment property within the next eight months. I spoke to a few real estate agents and asked them about the different types of loans and if I can use multiple ones at different times, but I was not able to receive a clear answer. My question is this…

Can you get a USDA, FHA, & FHA 203k one after another? Is there an order you should get them, so you can utilize all 3?

From what I understand an FHA is for first time home owners, so If I get that loan in my name, live in the house for a year then get my wife to get an FHA in her name can I do that?

If I do that then a few years later can I get a USDA loan in my name and then a few years later in my wife’s name?

Or do I have the option to pick one, and that ’s it?

What I don't want to do is settle on say the USDA because it has 0% down payment and then come to find out I can now can never get an FHA loan and visa versa.