Should I cash out small ira

[Daniel Stanziale]

Hi new here and this is my first post and hope to look back on this and see where it all started. My ? Is I have a small ira approx 7k the advisor says that I shouldn't take it out and pay penalties that could up to 40 percent including taxes claims It will earn 12% a yr but if I take and by a house that could cash flow at worst 200 a month wouldn't that earn me more. Looking for some opinions. Thank you in advance