How to get a low money down loan?

[Steve Reiley]

Hey everyone, i am a brand new investor and I’m having trouble fining a lender that will lend to me without having 30-40k of my own money into the deal. I’m looking for properties in the 150-200k (purchase price + rehab) range.

A conventional loan require 20% down,

A couple of hard money lenders I spoken to told me I needed 20% of purchase price and then about 10k to start the rehab process

I was told I wouldn't beable to get a FHA loan because I wouldn't be occupying the house.

I have a partner and we have about 10k to start but it seems like all my options need a little more capital. Are there any other options I could explore or do I just need to raise more money for my first deal? Thanks, any info is greatly appreciated!