Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Personal Finance
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated about 6 years ago,

User Stats

90
Posts
75
Votes
Chris Mackinlay
  • Midland, TX
75
Votes |
90
Posts

Dispute on Credit Report

Chris Mackinlay
  • Midland, TX
Posted
Hello everyone. Great forum here. I have been lurking for a while to soak up content while I get my personal financial house in order. I need some help and thought this would be the place to ask. I'll stay short and concise. I haven't applied for a credit card, loan, payday advance, or anything similar in years. I noticed a hard inquiry on CreditKarma last night. Called the institution (Barclays Bank of Delaware) and they wanted my social security number. I didn't give it to them because I haven't heard of them, nor did they give me any reason to not doubt them. Called TransUnion this morning. Lady said to fill out a dispute online. Attempted that process, but was unable to complete it because I couldn't dispute item I needed to. Called back TransUnion, the guy told me to call the creditor on my report. TU said to get a letter of deletion from Barclays, they won't do that without my social security number. I'm frustrated. Nobody within these two companies seems to care and they are demanding of my social security number, which I don't want to give them. Anyone experience this before? How can I fix it and remove this check to my credit? What can I do to prevent this in the future? Thank you for any insights!

Loading replies...