401k/ self directed IRA

[Travis Kemper]

Hi all,

I am leaving my current company in October and would like to find out what the best way to use my 401k for down payments is.  I like the flexibility of being able to take out 401k loans, are there any products that will allow me to take loans out there?  

I have also seen the self-directed IRA option. Can I commingle funds? My 401k/IRAs total about 50k so I would need to either add cash to help with a purchase or take a loan. Are these possible options or do you have to use the IRA funds exclusively?

Thanks,

Travis