Any benefits to buying a primary residence house cash then refi?

[Nick Arenaso]

This is for my personal residence - not an investment property.

My new home will cost 750K.  I am able to comfortably put 550K down, then stretch to pay the rest by dipping into savings/stock investments.

Is there any significant benefit to doing an all cash deal initially, then refinancing later on to get liquid again?  I dont anticipate having any trouble with the bank to get my loan so i am wondering if it is worth the hassle.

[Andrew Johnson]

Nick Arenaso I think you can do delayed financing and not really take a “hit”. That said, the only reasons I could think of are 1.) it gets you a price discount because of your all-cash terms or 2.) your better terms let you beat out an identical purchase price offer. Either way, I’m your shoes I’d want to get debt on the property ASAP. I’d wager rates stand a better chance of going up over the next 6 months than coming down 🤷🏻‍♂️