Taking out a Personal Loan? (Any Finance Experts in the House?)

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Hey guys,

I am going to be taking out a loan to finance the start of my real estate business. I'm am looking to sell real estate at an extremely high level, and I have heavily researched and understand the risks and rewards. The reason why I am looking to take out a loan is because I'm going to throw a lot of marketing dollars into this thing immediately. To some that may sound risky, but this is a business loan that is being used to grow my business. I am fully aware that many agents, investors, brokers start from $0 and can sweat equity their way to the top. I only state this to combat the inevitable comment I will see here stating "why would you get a loan" , "so much risk", "80% of agents fail". Well I want to go ahead and combat those statements by explaining. Right now I have a well paying job, most people (especially at my age) would love to be in a similar position. At 25 I am close to 6 figures with very few expenses, no kids, a company car, and the full works of health insurance, benefits, 401k, I could go on.... Basically, to justify leaving my comfy corporate job, I need to ROCKET SHIP this real estate career into the 100K plus territory. And after consulting with many professionals who are brining in that kind of income, I know I need to invest heavily in a steady and reliable source of lead generation. And that is what I intend to do. Sorry for the lengthy introduction but I'd like you guys to understand my mindset on this.

On to my question: I am considering getting a sizable personal loan, more than considering really, heavily leaning that direction. I'm looking  at getting a loan of $40,000

1: Since I have a company car that I will have to give back, I am wondering, should I use the personal/business loan to purchase a new vehicle or should I finance two seperate loans? It seems to me that it would be much easier to have the debt consolidated under 1 loan, plus the fact that I will be writing off this vehicle as an expense of the business. I'm not sure if I would come out better in interest rates between the two loans, however I get the feeling that having the first loan may decrease my chances of getting approved and/or increase my interest rate on the following loan. 

2.  What do I need to look for (besides interest rates) when looking for a lender? I have USAA insurance and could receive a loan via them, I am a life-long chase bank patron and have almost all lines of my credit open through them.  I also have a pre-qualification quote from So-Fi which seems like a decent deal actually but I know people get weary on the internet based lenders. Honestly with the exception of student loans, I havent had a major loan ever, so I do not know what it is like 2 years down the line and if/when variable rates are adjusted. So I was looking solely at fixed rate loans thus far although they do cost more.

My Plans for the loan are as follows:

 Loan Amount $40,000

Purchase a moderate vehicle $15-17.5k

Spend about $10K of the loan for my first 3-6 months of marketing (obviously can increase this as I make money and reinvest in myself)

Spend 2000-3000 fairly immediately in upfront costs of the business (Suits,cards,signs,flyers, I also have a company provided laptop so I would need to purchase a computer as well)

and the remaining 9-10K, I plan to actually just save/sit-on, so I can at least cover the payments on the loan + pay my rent for at least 6 months. In case things go really south for me to start off at least I can cover my costs. Plus I already have a decent amount of my own money saved at this point as well.

I could obviously go much more in depth, but this is already a long post. Basically I want information from those who have taken out a business/personal loan. What do I need to look out for? What about the car thing? Which lenders are you happy with?

THANK YOU SO MUCH FOR THE TIME AND HELP!!!