Pay Student Loan Debt or Invest

[James Krahula]

What direction would you go. Pay off 18k in student loan debt all around 4-6% interest, or put that money towards a down payment on a investment property to generate some cash flow, then pay off the loan while also building some equity?

[Collin Chupp]

@James Krahula I am in a similar situation. I haven chosen to pay down debt. 48k in loans has been paid down to 8k so far. I should have the rest paid off in the next 4 months. Personally I have chosen not to over-leverage myself in hopes of building credit and and maintaining a low loan-to-income ratio. Have you tried to find a hard-money lender that will fund 100% of a deal based on solid plans for a great deal? That is something I am looking at in the mean-time.

Best of luck either way!