Any legitimate debt consolidation programs in philadelphia

[James Cloman]

Any legitimate debt consolidation programs in Philadelphia area?

Asking this for someone I know and for my future knowledge. I don't have any experience with them. Online companies seem to obvious. I want to make sure I don't get anyone in trouble legally and financially. One firm wanted him to sign a legal agreement and they would negotiate lower balances with his creditors while taking on a new payment from the legal firm itself. In the mean while they advised him not to pay on the credit accounts. Seems very dangerous.