401(k) Situation

[Danny S.]

Good Morning BP!

So I have about $19k stuck in a 401(k) account with a former employer. I'm fairly young, 30, so my investment allocation was 85/15 stocks to bonds. Since its inception over 5 years ago, my overall rate of return has been 5%.... not that stellar. I've been pondering on withdrawing the money and using the funds towards updating my personal residence in preparation for renting it out. I understand the tax implications if I do go forward with this but wanted to ask the BP community before doing so.

Thanks in advance for any advice/support!