What should I do

[Jonathan Aguayo]

Hello new to the forum not sure if this an appropriate question here but here goes. I'm a home owner of 5 years, my house was 120k when I purchased it on a fha loan. I owe roughly 107,000 and the interest rate is 4.5% Houses in my area are selling for 190k and 180k. I live in California. I would like some advice on what to do? I have a good stable job I live well above my means I'm 35 years old no children and no wife. Should I try and sell or refi invest pull out money? I'm not scared of taking risk or moving into a smaller house. But I feel like I have an opportunity to do somthing. I could be wrong. Any advice would help and sorry for all the info thought maybe the more info the better the advice.