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Updated almost 9 years ago on . Most recent reply

Jeremey Allen's profile image
Jeremey Allen's profile image
Jeremey Allen
  • from Wellsboro, Pennsylvania
  • Member since Feb 26, 2016
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33
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14
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Jeremey Allen's profile image
Jeremey Allen's profile image
Jeremey Allen
  • from Wellsboro, Pennsylvania
  • Member since Feb 26, 2016
Connect
Jeremey Allen
  • Wellsboro, PA
14
Votes |
33
Posts
Personal Finance

Best Credit Card to Build Credit

Jeremey Allen
  • Wellsboro, PA
Posted

I am currently trying to build/rebuild my credit. I got sick while in university and defaulted on a student loan. This and my medical bills wrecked my credit. I believe the medical bills will be removed from my credit report in six months or so.

Which credit card would be the best to start off with?

Should I get more than one?

Should I get a secured or unsecured?

Should I keep the balance at 25% or 30%?

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Account Closed's profile image
Account Closed's profile image
Account Closed
  • Investor
  • from Antioch, California
  • Member since Dec 5, 2014
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Account Closed's profile image
Account Closed's profile image
Account Closed
  • Investor
  • from Antioch, California
  • Member since Dec 5, 2014
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Account Closed
  • Investor
  • Antioch, CA
37
Votes |
97
Posts
Account Closed
  • Investor
  • Antioch, CA
Replied

Capital one unsecured. Keep your utilization less then 30%. Give yourself one year to build. Good luck

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