Short sale on rental property

[Amanda C.]

Has anyone gone through a short sale on their rental property? We are thinking about trying to get approval. Our rental was our primary house and we moved over a year ago. The house is worth 95k and we still owe 115k. The process of renting the house and dealing with tenants is extremely stressful to me. And we lose money each month on the house because we can't charge enough to cover our mortgage. We have an 80/20 loan and the bank won't refinance. Just wondering how you recovered from the short sale and any advice you can give.