Seeking $50K Private Loan – Secured by Real Estate ($425K Equity), 10% Interest, 6-Mo

[Rosmery Then]

Hi everyone,

I am looking for a private lender to fund a $50,000 short-term loan secured by my primary residence, which has $425K in equity. This is a low-risk, high-return opportunity with monthly interest payments and full repayment at the end of 6 months.

Loan Details:

✔ Loan Amount: $50,000
✔ Interest Rate: 10% annually
✔ Loan Term: 6 months (can be paid off sooner)
✔ Security: Backed by my home’s equity ($425,410 net equity after mortgage)
✔ Monthly Interest Payments: $416.67 per month
✔ Total Interest Paid (6 Months): $2,500
✔ Total Loan Repayment (Principal + Interest): $52,500
✔ Exit Plan: Loan will be repaid in full once my home is sold (listing begins immediately after funding).

Why This is a Secure, Low-Risk Investment:

✅ Prime Location in Plantation, FL – The property is located 7 blocks from Plantation Walk, a rapidly developing area with major real estate and commercial projects driving property appreciation. (See projects here)
✅ Secured by Home Equity – My property’s market value is $650K, and I have $425K in net equity.
✅ Guaranteed Monthly Interest Payments – You receive consistent passive income for 6 months.
✅ Clear Exit Strategy – Once the house is sold, the loan is paid in full, and you receive your full investment + interest.

How the Loan Will Be Used & Why I Need It:

✔ This loan will allow me to cover moving costs, financial restructuring, and ensure a smooth transition while preparing for the home sale.
✔ I have a real estate agent and legal representation already handling the sale.
✔ This is a structured investment deal with full transparency and legal documentation.

Bonus Offer for Investors:

💰 If I pay off the loan earlier than 6 months, you STILL receive the full $2,500 interest. This guarantees your full return faster.

Next Steps:

If you’re a private lender looking for a secured, short-term opportunity with a strong return, let’s discuss how we can structure this deal.

✅ DM me or comment below and let’s set up a quick call.

Looking forward to working with the right investor!

Best Regards,

Rosmery Then City of Plantation Development Activity Map

[Jay Hinrichs]

Quote from @Jaycee Greene:

@Rosmery Then Why don't you get a HELOC if you have that much equity in your primary residence?

exactly  loans on primary are highly regulated not going to find a lender here that is going to violate dodd frank making a owner occ loan as a PML..  Plus loan is too small to bother with really.