What Are You Choosing For Liquidity

[Kylie A.]

To all the millionaires out there, where do you think is the best place to put your money to let it grow while still being able to pull it out when needed? Personally, I prefer being able to access my money without penalties since it's mine. Do you favor a Roth IRA, high-yield savings account, or life insurance as an investment tool? How do you balance growth and liquidity?