Advise to Raise Personal Funds

[Cody Hunter]

Hi All, 

I'm reaching out to seek advice on how to raise 40-50K (or more) without using business credit. Gross income is 60K. Credit score of 750, however available credit is 5k, open lines is 1 revolving and 1 auto. I've done research on credit stacking and personal loans. Credit stacking seems tricky on the personal side, and seeking resources is full of scammy sketchy people. This seems like a viable option if done properly to open personal credit, then liquidate for cash (also finding a merchant). On the personal loans, the overall amount seems to be too big of an ask. The money is being raised to inject into a partnership property/business for the purpose of refi and construction.

My thoughts:

Credit stack:

- 1 from each credit bureau from tier 1 banks

- maybe a couple from tier 2? 

(not sure if this would raise enough)

Personal loan:

- break it down into smaller amounts and work the system depending on where they pull from.

What would you do in my shoes?