After I sell my home where should I store my money until I invest?

[Ramin M.]

Hey y'all so my wife and I are starting our investing journey in the next few months. We are selling our home in sd august and relocating to boston. I currently I have a joint savings account with discover that's 3.6%. I may switch over to wealthfront. My question is this, being a newb when it comes to FDIC insured banks etc, let's say I have 1 million cash, how do I best spread this apart in various high yield savings accounts? I read that my wife and I can each have account with 250k and then a joint for 500k max to be fdic insured. What if I did two joint accounts but with two separate banks? Like a joint at wealthfront and joint at discover.