Should I sell my investment portfolio if I plan to invest in property in Q3 or Q4?

[Kevin G.]

Hello Everyone,

I am unsure about the best course of action for my current financial situation. Most of my real estate money is tied up in my brokerage accounts, and I am wondering if it would be safer and smarter to sell off most of them and hold the cash in a high-yield savings account (HYSA) if I plan to invest it by Q3 or Q4. With the recent performance of the stock market and the news of SVB, I am feeling nervous about my money. It is possible that it may be too late, and the market could take a strong dive on Monday. What would you do in this situation?

Currently, most of my money is invested in mutual funds like VTSAX, which have historically performed well. I could continue investing my money into these and sell when I am 100% ready to buy, or I could hold all the cash in a HYSA for now.

Thank you!