United Financial Freedom - Debt Payoff Software / System

[Nicole H.]

Has anyone heard of United Financial Freedom?  They indicate they have a software that analyzes your income and debt and then structures your debt payoff, utilizing your credit card and available cash...resulting in your paying off the debt years earlier.  I haven't been through the entire sales pitch yet but I am wondering if anyone has heard of it??    Is trustworthy, worth the cost, have any cheaper alternatives (I've heard they charge between $1,500 and 3k.).   Through National Life Insurance Group and for an additional fee they also introduce velocity banking as part of the debt elimination system.   To me, it sounds like a calculator or spreadsheet that could be helpful but I can't imagine paying that price.  Are there similar free or cheap alternatives?