How do FI passive investors (Syndication LP’s) get loans?

[Sean Barber]

As the title says, I’m trying to plan for the future and curious how this works. Ideally, if I’m invested in many different RE syndications that are using leverage (and doing cost segregation analyses), then my annual K-1’s will show a sizable loss even though I’m making money. If I convert my entire portfolio to passive investments in these syndications and no longer have a W-2 job but then want to buy a primary residence how could I get a loan? Wouldn’t the banks look at my taxes and say I don’t qualify because I don’t pay taxes and in their eyes don’t have any income?