Looking for HML for a Deal in South Carolina

[Quinton Harrell]

Hello BP community. First time inquiry from a newbie prepping for first deal. I'm looking for suggestions of which to pursue regarding a hard money lender or traditional financing for a deal in Columbia, SC. 3bd/3ba/2000 sq.ft. ; asking price $60k, estimated ARV approx. $95k. Needs about $15k in renovation. I'd like a short-term loan to renovate, rent to our responsible family member, refinance, and hold to begin me and my wife's real estate portfolio.

We were considering a 203k, but want to move a bit swifter. Any suggestions on HML's and if process steps will be more advantageous one way or the other. Any advice will be greatly appreciated.

Regards,

Q