Financing for land and manufactured home that has been moved

[Rowdy B.]

I am hoping to find financing for a 1989 3 bed 2 bath double wide manufactured home which was moved in 2002 and is on its own 1.25 acre lot.  There are tenants in place, and I would keep the property indefinitely, with the possibility of putting a new manufactured home on it in 5-10 years.  The land (with septic and 1/4 of a shared water well agreement) value is roughly $35,000.  A similar age home (which has not been moved) in the neighbourhood on 1.25 acres is for sale at $85,000, and I believe I would be able to purchase it for around $65,000.  I have the option to purchase the lot next to it for an additional $25,000, and may have the option to purchase the third and possibly fourth lots (all serviced by the same well) in the future.  The lot next to it has an old mobile home which I would tear down and replace with a new manufactured home.  Once built, that property should be worth $160,000 to $180,000, which I intend to refinance.  I have already paid cash for the new manufactured home, which I was originally intending to put onto another property, but could put on this property if it helps with getting financing.  To sum it up, I'm hoping to finance a $90,000 purchase of two lots and two manufactured/mobile homes, replace the older one with a new home, and rent both out.  Combined rent should be around $2200 per month.  

I'm aware that the probability of FHA financing for a moved manufactured home is next to zero, so understand that this is a big ask.

I am looking for a Principal + Interest loan with monthly repayments of $500 or less.  I have good credit, and over 10 years experience in property investment, including hands-on construction of the same manufactured home I would be putting on this property.