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Updated about 6 years ago on . Most recent reply
![John Paul Riturban's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/185584/1696372259-avatar-jpr_76.jpg?twic=v1/output=image/crop=683x683@0x33/cover=128x128&v=2)
Stated Income Loans with No Minimum FICO & No Prepay Option!
Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!
Loan Program:
- Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, VA & WA
- Up to 80% Max LTV in Most States
- 1 year, 2 year, and 4 year Terms with Extensions
- Rates from 8.50-10.99%
- 1 year term has No Prepayment Penalty!
- All our loans are interest only, No Impounds!
- There's no Seasoning Requirement for Funds or Ownership necessary
- No Minimum FICO requirement and we can lend to Foreign Nationals
- Experienced Investors could get up to 100% financing of Rehab Budget
- 7-10 Business Day Funding
Feel Free to call John Paul at 949-201-9462 or email john.riturban@civicfs.com
For more info, go to
Offering