Stated Income Loans with No Minimum FICO & No Prepay Option!

[John Paul Riturban]

Civic Financial Services offers stated income financing for Investors that don't require tax returns or paystubs and we don't require a minimum credit score. We will look at most loan scenarios and will fund most loans that were declined with conventional financing!

Loan Program:

• Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, UT, SC, TN, TX, & WA
• Up to 75% Max LTV (up to 80% in CA, WA, OR, HI, AZ)
• 1 year, 2 year, and 4 year Terms with Extensions
• Rates from 8.50-10.99%
• 1 year term has No Prepayment Penalty!
• All our loans are interest only, No Impounds!
• There's no Seasoning Requirement for Funds or Ownership necessary
• No Minimum FICO requirement and we can lend to Foreign Nationals
• Experienced Investors could get up to 100% financing of Rehab Budget
• 7-10 Business Day Funding

Feel Free to call John Paul at 949-201-9462 or email [email protected]
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