Multi Family Loan options - Lenders

[Rama Krishna]

Hi All,

I want to learn about different loan options for Multifamily apartments. What type of loan programs that are available for both short term, bridge, hard money, long term, Fannie mae, freddie mac, student loans, retail loans, apartment loans, balloon, interest only for 3 years and then amortization later, fixed for 5, 7, 10, 12 years and then long term amortizations, recourse, non-recourse, do i need to show proof of funds for non-recourse for full price or only down paymet?, what type of experience they need in team when we apply for a loan?, Key sponsors, HUD loan etc. Where to learn this stuff? I want to master this skill so i don't look dumb when i talk to lenders :)

 Also any lenders who actually work in most of the major markets so i can connect and learn about their programs?

Thanks for help,

Rama