Help on finding funding-

[Natalie Harper]

My husband and I are looking for a private money lender to purchase a home that we would like to renovate over time and eventually flip. We don't fit into the mold to get a conventional loan because we were living abroad for several years before moving to California so we can not show 2 yrs of W2's. We own a very successful business here in Santa Barbara (opened for 1 yr) with bank statements showing an average of 100k per month in deposits over the last 12 months. The property that we would like to purchase is 1.1 mil. We can put 25-30% down and we are credit worthy. I did look into getting a bank statement loan but we had some trouble because my husband is from Canada and only has a Canadian credit report (838 score). Apparently they need a US credit report but he has not been here long enough to establish credit. We are looking to borrow for 2 yrs until we can refinance.

Any advice would be greatly appreciated!