Refinances from hard money loan?

[Dan K.]

I have several properties that I purchased with cash/hard money and am ready to refinance, but my credit isn’t great (I stretched a bit to acquire properties) and conventional mortgage isn’t an option.   

My significant other has great credit and would be willing to cosign. We set up an LLC where I'm 19% owner and he is 81% owner and I would like to refinance. I was told that my credit wouldn't need to be pulled if I am under 19% ownership.

The properties were originally purchased by my LLC that I own 100%. I would like to do a quit claim deed to the LLC that is majority owned by my significant other.

Properties are in MN and WI. Small loan amounts for each property - under 75k - but I have five that are ready to refinance.  Do any BP members have ideas/suggestions, or are there any lenders out there that could make this work?  Please message me if so.