Fix and Flip Hard Money

[Gina C.]

Although here are many different types of hard money lending programs, the following can be used as general guidelines for determining whether your deal would be appropriate for a hard money lender. Even if your deal doesn't match exactly to these guidelines, feel free to apply anyway. My hard money team will let you know if your deal makes sense for one of our many hard money lenders:

• Loans are usually up to 65% Loan-to-value (LTV) based off the After-Repaired-Value (ARV);
• 100% of acquisition/construction can be financed no problem;
• Both residential and commercial properties are OK;
• Low credit scores? No income? That's OK too;
• We welcome foreclosure/bank REO properties;
• Interest only and "no payment" options are available;
• All loans must be for business or investment purposes (sorry, no primary residences at this time);
• We can handle cash-out refinances of land or existing structures;

SERVICING AREAS:

• Maryland
• Virginia
• Washington DC
• Pennsylvania
• New Jersey