LET US HELP GROW YOUR REAL ESTATE PORTFOLIO SOONER RATHER THAN LA

[Bob Green]

Greetings all,

We help real estate investors grow their rental portfolios sooner rather than later, and offer a one stop shop program to acquire and rehab property with a line of credit structure that can be refinanced to term debt with 90 day value seasoning up to 75% of fair market value. This strategy will allow you to recycle the same money over and over again so that you can grow your business sooner rather than late

1. 10% Down Payment - Acquisition and Rehab Lines of Credit That Can Be Refinanced to Term Debt w/ NO Value Seasoning. 1-4 Unit Properties Only

• We can lend 5X liquidity for the line of credit program. For example, $100,000 X 5 = $500,000 line of credit. This can come from cash on hand, 401K, stocks, a home equity line, or equity in collateral. The qualifying parameters include 700 fico score, 4 successful investment properties under your belt, and liquidity. Please note we can accept less than 4 successful properties with compensating factors.

• When you buy a new property, 10% will come from you based on purchase price plus rehab, and the other 90% from the line of credit. With regards to the rehab, we can lend up to the lesser of 90% of acquisition and rehab costs or 65% of after repaired value (ARV).

• The line is revolving, so you can refinance the line into term debt and reuse the same money over and over again. Term structure can be 5, 10 or 30 year fixed loan up to 30 year amortization. Rates range from high 5's to high 7's.

2. 20% Down Payment - Acquisition and Rehab Lines of Credit That can Be Refinanced to Term Debt w/ No Value Seasoning.

• We can lend 5X liquidity for the line of credit program. For example, $100,000 X 5 = $500,000 line of credit. This can come from cash on hand, 401K, stocks, a home equity line, or equity in collateral. The qualifying parameters include 620 fico score, 2 successful investment properties under your belt, and liquidity.

• When you buy a new property, 20% will come from you based on purchase price plus rehab, and the other 80% from the line of credit. With regards to the rehab, we can lend up to the lesser of 80% of acquisition and rehab costs or 65% of after repaired value (ARV).

• The line is revolving, so you can refinance the line into term debt and reuse the same money over and over again. Term structure can be 5, 10 or 30 year fixed loan up to 30 year amortization. Rates range from high 5's to high 7's.

3. Loan on Individual Properties - 1-4 Units - Approval Based on Cash Flow of Property and Not Your Personal Debt To Income Ratio

• 1-4 Units
• 620 Fico Score
• 12 Month Liquid Reserves
• $100,000 Minimum Value
• 30 Year Fixed
• 75% Maximum LTV
• Rates 6-7.5%

4. Blanket Loan on Multiple Properties - Approval Based on Cash Flow of Property and Not Your Personal Debt To Income Ratio

• 620 Fico Score
• 6 Months Liquid Reserves
• $50,000 Minimum Value Per Property
• 5, 10 and 30 Year Fixed
• $150,000 Minimum Blanket Loan
• 75% Maximum LTV
• Rates 5 - 7.5%