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Updated over 9 years ago, 06/17/2015

User Stats

1,299
Posts
136
Votes
Sean Richway
Lender
  • Lender
  • Chevy Chase, MD
136
Votes |
1,299
Posts

Up to 35 yr. Fixed Bank Rate Products w/ Partial Doc

Sean Richway
Lender
  • Lender
  • Chevy Chase, MD
Posted

Offering investors an alternative to get bank quality rates or better without having to deal with the vigorous underwriting requirements that banks typically hold you to.  Also, providing a way to obtain a longer fixed period than most commonly seen at 5 or 10 years while still being competitive with bank rates.  

Below is an overview of what we can offer on both purchases and refinances:

-Up to 85% LTV
-Loan starting at $750K
-Rates starting at 2.9%
-Very low points (most cases 1 point or less)
-Fixed rate options from 5, 7, 10, 12, 15, 30, and 35 years
-30 year amortization is most common (other options are available)
-Term options from 5, 7, 10, 12, 15, 20, 30, and 35 years
-Partial documentation underwriting
-Fully assumable
-Amortization options are interest only, partial amortizing, and fully amortizing structures
-Non-recourse
-No Personal Guarantees
-Closing in 45-60 days

The following properties are eligible for the above:

-Multi-family
-Mixed-use
-Mobile Home Parks
-Student Housing
-Assisted Living Facilities
-Hotels
-NNN
-Warehouse
-Retail & Office

We provide a custom underwriting approach and can create outside the box structures around these purchases and refinances.  The above is just a general rule of thumb of what is most commonly provided.  If you have something that doesn't quite fit the above please feel free to reach out to me via PM or email me directly via [email protected] and I can review your scenario and let you know what we can offer.

Thanks!

  • Sean Richway
business profile image
Infinity Capital Finance
5.0 stars
3 Reviews
Offering

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