Recommendation Local Portfolio Lender in Puget Sound?

[Henry Y.]

Hi BP,

I am looking to purchase rentals this year and want to find a good portfolio lender. We will be buying properties with all-cash and private money and refinance out to conventional 5%-ish 30 years fixed. We are looking for shorter seasoning period (6mos-1year) before using appraised value instead of purchase price, lending to LLC, and hopefully don't discount too much of the rental income (some lender I talk to use 75% rental income and an income to debt ratio at 1.5..which is not possible in this area).

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