Pre-approvals for a Mortgage: I focus my Business in Rochester, New York City, Brooklyn, Bronx, Manhatten, Long Island, Buffalo, Syracuse and Westchester County in New York, also California, Boston, and Washington,

[Jerry Padilla]

I am an investor along with being a loan officer. I am compassionate about both of these. I work for Cole Taylor Mortgage, and here are some of the benefits that we offer for investors: 

At Cole Taylor Mortgage we are a National Lender that goes above and beyond for our clients and we offer:

A credit tool to assist with improving your (or your clients) credit score to qualify for financing (Free of Charge)

Investor loans - Financing for up to 10 investment properties!
Conventional or Refinance!
Commitments 3-5 days from submission Purchase closings in as little as 30 days
Credit scores down to 600 on FHA/VA/USDA loans - primary residence only
National lender!
Streamline refinance programs for FHA/VA/Conventional - Save money with less documentation
Low rates & Low closing costs
I am available extended hours
Opportunity to increase your business to have more capital available for purchasing and rehabbing
Lender credit available for purchases
No minimum trade-lines....two scores and an automated "YES"

Thank You so much for the consideration. I appreciate you taking the time to read through this brief summary. I look forward to doing business with you! I assure I can do more for you than many local lenders. I look forward to earning your business!





Jerry Padilla
Mortgage Loan Processor/Loan Officer
NMLS #1084877
Cole Taylor Mortgage
a division of Cole Taylor Bank
Equal Housing Lender and Member FDIC
585-348-9626 Office
585-204-6923 Cell
585-348-9676 E-Fax