Hard Money Loans for Soft Money Terms

[Jo-Ann Lapin]

California Hard Money Loan Solutions

We structure competitive rates and flexible terms with no upfront fees on fixed-rate loans against residential and commercial investment real estate, for borrowers seeking a simplified underwriting process based on collateral and ability to pay.

Here Are Some Examples.

Mobile Home Park Loan Amount: $250,000 | Purchase Porterville, CA | 1031 Exch. Deal Summary Manufactured SFR Loan Amount: $510,000 | R&T Wildomar, CA | Blanket Loan Deal Summary

Commercial Mixed-Use Loan Amount: $600,000 | Bridge Fontana, CA | Value Add Deal Summary Luxury Rental Loan Amount: $175,000 | 2nd TD La Jolla, CA | Cash-Out Deal Summary

Have a Question or Loan Scenario? Call Today 714-838-1474 ext. 102

We Can Help You With Fix & Flip [Rehab] or Hold Probate Estate Trust-owned Property Blanket Loans Portfolio Rental Loans Modular & Manufactured Loan Highlights Quick Closings Flexible Underwriting Competitive Rates No Upfront Loan Fees No Min FICO Score Almost Any Property Type

We arrange financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.

Jo-Ann Lapin | MLO/AE 714-838-1474 ext. 102 [email protected] CA DRE License ID: 01203203 NMLS I.D. Number: 258823

Copyright © 2025 Hanover Mortgage Company, DBA hanovermc 2522 Chambers Road, Tustin, CA 92780 California Department of Real Estate, real estate broker license #01410448. NMLS I.D. number: 337458

Disclosure:  All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.