Looking for Loan that Allows Owner Occupied unit and STR units on Same Property

[Jill Young]

I am interested in a property (in Texas) in which I want to live in one house on-site and use the other 2 units as STRs. I was told FHA only allows LTRs, not STRs. I also need them to allow my income qualification to be based on both the projected STR income AND my corporate income (W2). Ideally, I'd also like to find something with 10% or less down payment. Does anyone know of such a loan out there? If so, with which company?