Commercial mortgage for SFH PP up to $200k 20-25 year term

[Emily R.]

I want to buy my next rental through my LLC, but I have no income/activity in the LLC. I was not able to get a loan at KeyBank a couple years back for that reason, but I feel like I should be able to easily be approved. My DTI is around 37-%41%, depending on if I'm able to count my roommate's contribution toward my rent (they are on a sublease, not the main lease.) I'm looking to buy a property where the total monthly payment would be anywhere from $1000, and monthly rent would be around $1500 in zip code 19124

The product I'm looking for is a regular mortgage for a SFH long term rental with a PP of up to $200k on a 20-25 year term in my LLC so commercial. I'd like to put down 25%, but if I'm more likely to get approved with more money down, I'd like to know so I can plan accordingly. I feel like this should be small potatoes for most traditional lenders, but let me know if i am completely wrong. Thanks in advance.