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Updated 8 days ago, 11/23/2024

User Stats

23
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9
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Jeff Puciato
  • Real Estate Agent
  • New Haven, CT
9
Votes |
23
Posts

Knowledge for Debt structuring and tax avoidance

Jeff Puciato
  • Real Estate Agent
  • New Haven, CT
Posted

I am looking for mainly books however anywhere where I can read and learn more about complexities of debt structuring on real estate. Large multi, refinancing, seller financing, avoiding taxes through the more complex debt structures. I have the basics down but I need to improve my knowledge 

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5,548
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8,533
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Don Konipol
Lender
Pro Member
#1 Tax Liens & Mortgage Notes Contributor
  • Lender
  • The Woodlands, TX
8,533
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5,548
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Don Konipol
Lender
Pro Member
#1 Tax Liens & Mortgage Notes Contributor
  • Lender
  • The Woodlands, TX
Replied
Quote from @Jeff Puciato:

I am looking for mainly books however anywhere where I can read and learn more about complexities of debt structuring on real estate. Large multi, refinancing, seller financing, avoiding taxes through the more complex debt structures. I have the basics down but I need to improve my knowledge 

What taxes are you trying to avoid through “debt structure”.  An investment property expenses, such as interest, property taxes, etc. reduce income to arrive at net profit.  The net profit is taxable, unless the entity owning the subject property is tax exempt- and even then MAY be taxable - such as unrelated business income in a retirement account. 
For ownership of income producing property held personally, or thru a pass thru entity, different rules apply to the ability to recognize loses against passive or earned income, depending on the individuals gross taxable income, preference items subject to the alternative minimum tax, and whether or not the individual is in the real estate industry, or how much of their time is spent managing real property investments. 

If you want a deep dive into tax law, Google search for the latest real estate tax text book  and have fun! 
  • Don Konipol
business profile image
Private Mortgage Financing Partners, LLC
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17,026
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Chris Seveney
Lender
Pro Member
  • Investor
  • Virginia
14,557
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17,026
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Chris Seveney
Lender
Pro Member
  • Investor
  • Virginia
ModeratorReplied
Quote from @Jeff Puciato:

I am looking for mainly books however anywhere where I can read and learn more about complexities of debt structuring on real estate. Large multi, refinancing, seller financing, avoiding taxes through the more complex debt structures. I have the basics down but I need to improve my knowledge 


 Brueggeman - real estate finance

www.amazon.com/Estate-Finance-Investments-William-Brueggeman...

  • Chris Seveney
business profile image
7e investments
0.0 star
0 Reviews
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