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Updated 4 months ago, 08/19/2024

User Stats

3,413
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711
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Jo-Ann Lapin
Pro Member
  • Loan Officer
  • Tustin, CA
711
Votes |
3,413
Posts

California Junior Lien Loans

Jo-Ann Lapin
Pro Member
  • Loan Officer
  • Tustin, CA
Posted

California Junior Lien Loans

Need a Junior Position loan? We provide 2nd & 3rd position hard money loans for Commercial & Residential California real estate that is non-owner occupied, built for spec, held for investment purposes, or owner-occupied if for business purposes.

Junior Lien Program Highlights

This program provides Private Money Financing for Second & Third Mortgages (trust deeds) on business or investment purpose transactions.

  • 2nd TD or 3rd TD
  • Business Purpose ONLY
  • Loan amounts from $50k+
  • 60% CLTV on Refinance Loans
  • 65% CLTV on Purchase Loans
  • CA - Rural, Suburban, Urban


We are qualified, experienced, and understand the specifics of Junior lien lending and can best serve your junior financing needs.

Have a Question or Loan Scenario?

Call Today 714-838-1474 ext. 102 


Property Types

  • Multi-Family
  • Commercial
  • Industrial
  • Residential

Loan Purposes

  • Acquisitions
  • Operating Capital
  • Refinance
  • Cash-out

We provide financing for transactions that don't fit a typical bank model, without the crippling fees of traditional hard money.


Jo-Ann Lapin | MLO/AE

714.838.1474 ext. 102

jfl@hanovermc.com

CA DRE License ID: 01203203

NMLS I.D. Number: 258823

Copyright © 2024 Hanover Mortgage Company, DBA Hanovermc

2522 Chambers Road, Tustin, CA 92780
California Department of Real Estate, real estate broker license #01410448.
NMLS I.D. number: 337458

Disclosure: All loans are made in compliance with Federal, State, and Local Laws. High-cost loans are not allowed. Program features and services are not available in all areas. Rates and programs are subject to change without notice. This is not a commitment to lend.

  • Jo-Ann Lapin
  • jfl@hanovermc.com
  • Offering