Classifieds
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback
Updated 6 months ago,
Non-QM Lender looking to expand broker partnerships nationwide!!!
Are you in need of an additional funding source to help attract more Non-QM borrowers and stay competitive? Look no further than American Heritage Lending, the fastest growing Non-QM lender in the industry today.
A+ Technology
Galaxy Portal is the closest to Agency technology in the Non-QM space
Issue your own disclosures in minutes
Verify your 3rd party fees with 100% guaranteed accuracy to avoid costs to cure
More than 20 AMC appraisal options. (Choose the lowest cost or fastest turn time)
COC's - You're in control, request Loan amount, rate, LTV, and fee changes in seconds.
Request your own CD
Choose your closing date and time
Pre-lock the rate
Upload Bank Statements for income calculation
Live training for LO, and processors
A+ Service
Proven service first Operational Structure
63% of loans are exception (We look at the whole picture)
24-48 HR turn times across the board
45 day locks (We close in 21 days on average)
Pro-active approach- Account Managers on average carry half the pipeline of other Non-QM Lenders
Best rates for the best borrowers, and great rates for not-so-great borrowers
Solution oriented - We’re in the “Yes” business if it makes sense
DSCR / Investment Property Loans
- Up to 85%LTV with income
- 660 Fico
- 1007 can be used if within 20% above actual rents
- No Ratio/No minimum DSCR up to 75% LTV to 1M
- 2-4 unit and condos allowed
- Max Loan Amount $3M
- PPP buyout (small add to rate)
- Interest Only options (40yr), helping more borrowers qualify
Foreign National Loans
Up to 75% LTV
Loan amounts up to $2,000,000
SFR, 2-4 unit, and condos
Use 680 FICO for pricing
Close in entity or personal name
Foreign Income allowed on case by case
We also offer the following, for acquisition or refinance of primary, second home, vacation, or investment properties:
Bank Statement / P&L / 1099 / Asset Depletion / Asset Qualifier / Condotels / Bridge Loans
Reach out to me directly to get approved and add these exciting programs to your product offerings, today!
Robert Grant
American Heritage Lending
949-384-4334