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Updated 6 months ago,

User Stats

98
Posts
16
Votes
Robert Grant
  • Lender
  • Los Angeles, CA
16
Votes |
98
Posts

Non-QM Lender looking to expand broker partnerships nationwide!!!

Robert Grant
  • Lender
  • Los Angeles, CA
Posted

Are you in need of an additional funding source to help attract more Non-QM borrowers and stay competitive?  Look no further than American Heritage Lending, the fastest growing Non-QM lender in the industry today.

A+ Technology
  Galaxy Portal is the closest to Agency technology in the Non-QM space
  Issue your own disclosures in minutes
  Verify your 3rd party fees with 100% guaranteed accuracy to avoid costs to cure
 More than 20 AMC appraisal options. (Choose the lowest cost or fastest turn time)
COC's - You're in control, request Loan amount, rate, LTV, and fee changes in seconds.
  Request your own CD
  Choose your closing date and time
  Pre-lock the rate
  Upload Bank Statements for income calculation
  Live training for LO, and processors

A+ Service
  Proven service first Operational Structure
  63% of loans are exception (We look at the whole picture)
  24-48 HR turn times across the board
  45 day locks (We close in 21 days on average)
  Pro-active approach- Account Managers on average carry half the pipeline of other Non-QM Lenders
  Best rates for the best borrowers, and great rates for not-so-great borrowers
  Solution oriented - We’re in the “Yes” business if it makes sense

DSCR / Investment Property Loans

  • Up to 85%LTV with income
  • 660 Fico
  • 1007 can be used if within 20% above actual rents
  • No Ratio/No minimum DSCR up to 75% LTV to 1M
  • 2-4 unit and condos allowed
  • Max Loan Amount $3M
  • PPP buyout (small add to rate)
  • Interest Only options (40yr), helping more borrowers qualify

Foreign National Loans
 Up to 75% LTV
   Loan amounts up to $2,000,000
SFR, 2-4 unit, and condos
   Use 680 FICO for pricing
   Close in entity or personal name
   Foreign Income allowed on case by case

We also offer the following, for acquisition or refinance of primary, second home, vacation, or investment properties: 

     Bank Statement / P&L / 1099 / Asset Depletion / Asset Qualifier / Condotels / Bridge Loans 

Reach out to me directly to get approved and add these exciting programs to your product offerings, today! 

Robert Grant

American Heritage Lending

949-384-4334

[email protected]