Best Minnesota Investment Property Loans (DSCR Loans) - Easy Street Capital!

[Robin Simon]

Easy Street Capital is proud to be a leading private lender for the North Star State! We offer industry leading DSCR Loans for every type of Minnesota Real Estate Investor. Easy Street Capital is the investment property loan provider for real estate investors of all experience levels and specialties, including popular strategies such as Short Term Rentals and the BRRRR Method! Our Minnesota DSCR Loans are perfect rental loans for the long-term real estate investor looking for cash flow.

Check out the rest of this Minnesota Investment Property Loans page for all the information you need on our loan programs. Check out recently funded rental loans, information on all of our loan programs, FAQs, market analysis and more!

Real Estate investors from across the country are flocking towards investment properties in Minnesota to build rental portfolios. The Land of 10,000 Lakes is a current favorite of real estate investors due to many factors including a strong economy, affordable prices and stable rents! Easy Street Capital is proud to be a leading provider of investment property loans for real estate investors looking to build rental portfolios in Minnesota!

Loan Types For Minnesota Real Estate Investors

When it comes to real estate investing in Minnesota, there are many markets and types of investment property loans to choose from. Many investors utilize long-term DSCR Loans for investing in turnkey rental properties. Turnkey refers to properties that are rent-ready and require no renovations. Move-in ready single-family homes and fully furnished short term or medium-term rentals are great for cash flow and price appreciation. Most DSCR Loans are fixed rate for thirty years, locking you into a fixed interest rate for the long-term. While, if historical patterns continue, rents and appreciation increase steadily each year.

Minnesota is an investor-friendly state. Prepayment penalties are not imposed on investment residential mortgaged properties, offering prospective investors the flexibility to refinance without financial restrictions. While some lenders may adjust interest rates slightly higher to accommodate this flexibility, the freedom to refinance remains a significant advantage for investors.

Where To Invest In Real Estate In Minnesota

Minnesota offers diverse real estate investment opportunities across its major cities. Minneapolis, the largest city in the state and fifth-largest market in the Midwest, provides a vibrant economy for long-term rental properties. St. Paul, the state capital and sister city to Minneapolis, offers a unique market with a rich history and demand for both long-term rentals and student housing. Rochester, home to the prestigious Mayo Clinic, presents a stable rental market fueled by the healthcare industry. Duluth, situated on Lake Superior, attracts tourists and provides potential for short-term and vacation rental properties. Lastly, Two Harbors offers a tranquil getaway and hidden gem market for short-term and vacation rental investors.

Minneapolis

Minneapolis, the largest city in state, has a thriving real estate market with a population of over 420,000 residents. The city’s economy is diverse, encompassing sectors such as finance, healthcare, and technology. Fortune 500 companies like Target Corporation, UnitedHealth Group, and Best Buy have established headquarters in Minneapolis, providing a solid foundation for employment and rental demand. The city is also home to educational institutions, including the University of Minnesota, attracting around 52,000 students which creates opportunities for student housing investments.

Real estate investors are drawn to Minneapolis due to its strong economic growth and population expansion. The city’s job market is thriving, attracting young professionals in need of rental properties. With a variety of housing options available, investors can explore opportunities in long-term rentals, medium-term leases, and short-term rentals to cater to different market segments.

Minneapolis offers a wealth of cultural and recreational attractions. The city is renowned for its vibrant arts scene, with renowned theaters, art galleries, and museums like the Walker Art Center and the Minneapolis Institute of Art. Additionally, sports enthusiasts can enjoy games by the Minnesota Twins, Minnesota Vikings, and Minnesota Timberwolves. The city’s beautiful lakes, parks, and bike trails provide ample opportunities for outdoor activities and recreation.

Overall, Minnesota’s strong economy and diverse attractions make it a great market for real estate investors looking to invest in single-family and multifamily properties.

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Are you a Property Manager, Full-Scale Mortgage Broker (including Conventional, Non-QM) or Investor-Friendly Real Estate Agent in Minnesota? We are looking for trusted professionals in Minnesota to refer our investor borrowers too! Comment or DM me to discuss, and we can potentially feature you on our website!