Classifieds
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated 7 months ago on . Most recent reply
![Jeri Lynn Crawford's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3019286/1715358266-avatar-jeril7.jpg?twic=v1/output=image/cover=128x128&v=2)
I am a new member and new to real estate investing in Texas.
I’m Jeri and I’m new to real estate investing as of March 2024 I do a lot of research and legwork and the only asset that I have is that I own my house free and clear so I have $270,000 equity in my house but I really don’t have any cash so I need to find a PML or a lender who is very nice and understanding. I’m so happy to be here. Thank you. Have a great day.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/uploaded_images/1717610168-IMG_9392.jpeg?twic=v1/output=image/quality=55/contain=800x800)
Most Popular Reply
![Selina Jackson's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2993072/1712889690-avatar-selinaj6.jpg?twic=v1/output=image/crop=2208x2208@0x0/cover=128x128&v=2)
Hi Jeri!
One option could be just assuming someone's loan on their home. If they need to sell and just want out, this is a source of relief for them. I'm an investor-friendly Realtor here in the Houston, TX area and I see this on our MLS. Loan assumption is option, they say. Not many but definitely some come through with this offered. Also, there are some who will consider seller financing. There are lots of creative financing scenarios! Let me know if I can help with anything! Good luck on your new adventure!!