Multi property refinance, private money, etc

[Eric Cross]

I have a commercial loan coming due and I require a refinance. Total required $425,000+/-. I'd be open to a cash out to pay off some other nonsecured debts if the numbers worked. The less documentation required on my part, the better. The note is currently with Truist. 20 Properties and 22 units in current loan package. Value is in excess of 1 million. 100% on time payment history for 5 years. Credit score >700. Portfolio is a mix of SFH, 3 Duplexes and 1 or 2 Triplexes.

Ideally would like a 5 year amortized over 15 with a mortgage rate reflective of current rate environment. I'd like to avoid any prepayment penalties being built in. Once the rates come back down to earth, Id like to refinance to a better rate without penalty. I would be obliged to use the same lender that initially completes the deal. In a perfect world we would go to closing tomorrow,Truist would get paid and new lender would get the deed of trust and I'd just change who I sent the check too. 

I'm a licensed Registered Nurse in NC since 2008. I've owned rental real estate since 2012. I'm currently working a contract at a local hospital and managing 50 owned rental units.

If this is a problem you have a possible solution to, please do tell. If you know someone that may have an interest in this deal, please pass it along.

Thanks,

Eric